Selby Westhorpe Financial Solutions Pty Ltd is self-licensed with ASIC and Michelle Westhorpe and Jenny Forbes are both representatives of Selby Westhorpe Financial Solutions Pty Ltd and are able to provide tax (financial) advice.
We have our own licence so we have greater scope to select appropriate investments and platforms for our clients.
Our commitment is to act in the best interests of you, our client, and to act honestly, professionally, fairly and objectively in the provision of financial services.
We are a member of Financial Advice Association Australia ( FAAA)and are fully committed to upholding the Financial Planners and Advisers Code of Ethics 2019.
Financial planning is the process of developing strategies to help you manage your financial affairs so you can achieve your lifestyle and financial objectives. Our financial planning advice is provided to you in a document known as a Statement of Advice (SOA). The SOA is prepared based on all relevant information including your attitude to risk.
We can assist you with the implementation of the most appropriate strategies and review the recommendations and your overall situation on a regular basis.
The services we offer include:
Superannuation
Investments
Insurance
Retirement Planning
Estate Planning
We utilize the research services of 'Lonsec' who undertake ongoing analysis of a range of fund managers products. We also have long standing associations with a number of stock brokers who assist us with recommendations on listed shares.
At Selby Westhorpe Financial Solutions we charge for any such work on a professional, fee for service basis. This means that we charge an hourly rate for our services. The fees we charge can be paid upfront or deducted from any investment made via service fees.
At Selby Westhorpe Financial Solutions our understanding of superannuation and taxation combined with many years of practical experience enables us to assist you to maximize your wealth creation opportunities.
Our Team
Michelle Westhorpe CPA CFP® Registered Company Auditor BBus.
Michelle is the director representative of Selby Westhorpe Financial Solutions Pty Ltd.
Michelle is a Certified Financial Planner and has worked as financial advisor for over 20 years.
Jenny Forbes CFP® Grad Dip FP BBus
Jenny is a representative of Selby Westhorpe Financial Solutions Pty Ltd.
Jenny is a Certified Financial Planner and has worked as a financial adviser for over 10 years.
Our firm offers a personal, friendly client-focused environment combined with excellent skills, knowledge and close client involvement.
Our staff comprises qualified professional staff together with excellent administrative support.
Superannuation and Retirement Planning
At Selby Westhorpe Financial Solutions we offer advice pertaining to superannuation, pensions, self-managed superannuation funds, Centrelink and Aged care. In association with our accounting affiliate company we can also provide you with appropriate and relevant taxation advice pertaining to superannuation.
In association with our accounting ‘sister’ company we can also provide you with appropriate and relevant taxation advice pertaining to superannuation.
Investment
At Selby Westhorpe Financial Solutions we can provide you with professional advice regarding budgeting, cash flow / debt management and wealth creation strategies. We can advise you on appropriate investment products including cash and term deposits, investment bonds, managed funds, listed securities, margin lending and gearing.
Insurance
We provide wealth protection strategies and a range of personal insurances including, Life Insurance, Total and Permanent Disability (TPD) Insurance, Trauma Insurance and Income Protection Insurance.
Retirement
At Selby Westhorpe Financial Solutions we can provide you with retirement advice including:
Pre retirement planning/Goal setting
Retirement planning including advising on the most appropriate retirement income stream
Aged Care
Centrelink
With the assistance of our affiliate company Selby Westhorpe & Partners Pty Ltd our planning advice will take into account the relevant taxation laws to ensure your income tax is minimized.
Estate Planning
We can ensure that the most appropriate tax strategies are in place prior to incapacity and/or death.
The following can be prepared utilizing the sources of a recommended solicitor.
Will
Power of Attorney
Appropriate tax strategies
Appointment of Executor.
We offer executor services if required under certain circumstances.
Standard Forms
Financial Services Guide
The Financial Services Guide (FSG) explains the financial services and advice provided by Selby Westhorpe Financial Solutions Pty Ltd and your advisors, Michelle Westhorpe and Olivera Ivcovici. The FSG provides information on what to expect during the financial advice process including the services we provide, the types of documents you are likely to receive, how we manage privacy, related parties and potential conflicts of interests and how we manage complaints.
Your adviser will work with you to define your financial goals and objectives which are important to you and gather relevant personal information required in order to provide you with appropriate advice. The relevant information will generally be collected within the Client Data Form.
Where your goals relate to investment advice either within superannuation or outside superannuation, your adviser will work with you to define your level of risk tolerance. The risk profile questionnaire may be used to assist in determining your level of risk tolerance.
At Selby Westhorpe Financial Solutions we offer advice pertaining to superannuation, pensions, self-managed superannuation funds, Centrelink and Aged care. In association with our accounting affiliate company we can also provide you with appropriate and relevant taxation advice pertaining to superannuation.
At Selby Westhorpe Financial Solutions we can provide you with retirement advice including:
We can ensure that the most appropriate tax strategies are in place prior to incapacity and/or death.
