Selby Westhorpe Financial Solutions Pty Ltd commenced in 1987, is independently owned and has been issued with its own independent Australian Financial Services Licence by ASIC. We are also a Professional Practice of the Financial Planning Association of Australia (FPA), and are fully committed to upholding the FPA’s Code of Professional Practice.
Financial planning is the process of developing strategies to help you manage your financial affairs so you can achieve your lifestyle and financial objectives. Our financial planning advice is provided to you in a document known as a Statement of Advice (SOA). The SOA is prepared based on all relevant information including your attitude to risk.
We can assist you with the implementation of the most appropriate strategies and review the recommendations and your overall situation on a regular basis.
The services we offer include:
We utilize the research services of ‘Standard and Poor� who undertake ongoing analysis of a range of fund managers products. We also have long standing associations with a number of stock brokers who assist us with recommendations on listed shares.
At Selby Westhorpe Financial Solutions we charge for any such work on a professional, fee for service basis. This means that we charge an hourly rate for our services. The fees we charge can be paid upfront or deducted from any investment made via service fees.
At Selby Westhorpe Financial Solutions our understanding of superannuation and taxation combined with many years of practical experience enables us to assist you to maximize your wealth creation opportunities.
Selby Westhorpe Financial Solutions is a family-owned business. The principals are John Selby PFP – Specialist in Financial Planning and Michelle Westhorpe CFP – Certified Financial Planner.
Our firm offers a personal, friendly client-focused environment combined with excellent skills, knowledge and close client involvement.
Our staff comprises qualified professional staff together with excellent administrative support.
At Selby Westhorpe Financial Solutions we offer a wide choice of superannuation products. We can assist you in making the right choice of product which will be determined by your needs, required investment choices, fee structure and your own day-to-day involvement.
In association with our accounting ‘sister’ company we can also provide you with appropriate and relevant taxation advice pertaining to superannuation.
At Selby Westhorpe Financial Solutions, we can provide you with professional advice regarding savings, investments, budgeting and wealth creation strategies.
We can independently advise you on the appropriate investment product including managed funds, shares or cash deposits.
We can provide a range of personal insurances including:
At Selby Westhorpe Financial Solutions we can provide you with retirement advice including:
Pre retirement planning/Goal setting
Retirement planning including advising on the most appropriate retirement income stream
With the assistance of our ‘sister’ company Selby Westhorpe & Partners Pty Ltd our planning advice will take into account the relevant taxation laws to ensure your income tax is minimized.
We can ensure that the most appropriate tax strategies are in place prior to incapacity and/or death.
The following can be prepared utilizing the sources of a recommended solicitor.
Power of Attorney
Appropriate tax strategies
Appointment of Executor.
We offer executor services if required under certain circumstances.
Financial Services Guide
The Financial Services Guide ("FSG") informs you of details of our company's financial advisers. It is intended to inform you of certain matters prior to us providing you with financial service. Cick here to download the FSG.
Confidential Client Information Form
The Corporations Law requires that an adviser making investment recommendations must have reasonable grounds for making these recommendations. This information requested in this form is necessary to enable such recommendations to be made and will be used solely for that purpose. Click here to download the form.
Risk Profile Questionnaire
The purpose of this questionnaire is to determine your risk profile based on your individual preferences and experiences. This risk profile will then be used in combination with your needs and goals to develop a financial strategy appropriate to your situation.
This article is not a substitute for independent professional advice. We do not warrant the accuracy, completeness or adequacy of the information or material in this article. All information is subject to change without notice. We and each party providing material displayed in this article disclaim liability to all persons or organisations in relation to any action(s) taken on the basis of currency or accuracy of the information or material, or any loss or damage suffered in connection with that information or material. You should make your own enquiries before entering into any transaction on the basis of the information or material in this article. Please ensure you contact us to discuss your particular circumstances and how the information provided applies to your situation.